A1 Financial USA is the engine behind this website.
2516 Pinecone Way Suite C Ontario, CA 91761
CEO: Mark Ayers Vice President: Lauren Hatt Office Manager: Stephanie Capp Payroll and Accounting Terry Corlin (909)-930-9159 (909)-489-0564 CEO's cell MarkAyers@A1FinancialUSA.com
First, On loan applications, we carefully view your application for mistakes, typos, missed answers etc. If you have any of these, we notify you by email or phone of them. If none of the above apply, a member of management will decide whether to pre-approve you or not. If you are not pre-approved you will be emailed with options. If you are pre-approved, we will call you within 24 business hours. Only after speaking with you will we request docs if not sent, process your loan, lenders will run your credit. A1 Loans USA and A1 Financial USA do not run credit, only our lenders in our circle of over 900 to date. This notice takes precedence over any contrary item listed below... which is in your best interest to cut down on spam, for your protection. We only share your info with our lenders once you are pre-approved and contacted. =========================================================================== Boring legalese: Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Information Account Balances and Payment History Credit History and Credit Scores When you are no longer our customer, we do not continue to share your information as described in this general public lending notice. Reasons we can share your personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus- Yes For our marketing purposes — to offer our products and services to you- Yes For joint marketing with other financial companies - No - We don’t share For our affiliates’ everyday business purposes — information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes — information about your credit worthiness No We don’t share For non-affiliates to market to you - No- We don’t share Legal Authorities: We must share. Who Are We? Who is providing this notice? A1 Loans USA a subsidiary of A1Financial USA What We Do : Match borrowers with the VERY best lender for them!
How does A1 Loans USA protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Additionally, we restrict employee access to your information to only those employees who need to know to provide our services to you. How does A1 Loans USA collect my personal information? We collect your personal information, for example, when you Open an account or apply for a loan.
Why can I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes— information about your credit worthiness affiliates from using your information to market to you sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates : Companies related by common ownership or control. They can be financial and non- financial companies.
Non-affiliates :Companies not related by common ownership or control. They can be financial and non-financial companies. . Joint marketing :A formal agreement between non-affiliated financial companies that together market financial products or services to you. A1 Loans USA doesn’t jointly market.
Questions? Call 909-930-9159.
We have the highest standards for our agents. If any of our agents ever do not fully service your needs to the best of their legal ability, please call me personally! Mark Ayers CEO (909)-930-9159
--We fund when others can't-- Thanks to our 909 lenders including 73 millionaire investors.
Business Owners Only Need: - Business Bank Account - Minimum 2 Months in Business With Last 2 Months Depositing At Least $5,000
--Get The Money You NEED With A1!-- Rates start at 5% - Max is 94% APR (only for the lowest scores)
Loan durations are 3 months to 40 years. We are not a lender---We're MUCH better! We're a broker with 909 lenders that fight for you.
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER-BUT IS MUCH BETTER! A POWERFUL National Broker! We shop your loan to 909 lenders without "running" your credit until you are pre-approved. We do not make credit decisions, and do not charge any application fees. This website does not constitute an offer or solicitation to lend. This website provides a service wherein we submit the information you provide to our funding partners. Providing your information on this website does not guarantee that you will be approved for a loan. The provider may perform a credit check or otherwise verify the information you provide. All financial terms of the loan will be provided to you by the funding partner. Advance terms, conditions, and policies vary. Cash transfer times may vary between providers and may depend on your individual financial institution. Advance repayment periods vary by business factors such as time in business, industry and business cash flow. Upfront fees are never required, however, opening of a secure Bridge Account through our bonding company through SquareCash will put your loan request on the top of the list to access our 70+ millionaire private investors. This is in place to pay Broker fees, and possible sub Broker fees, to lenders that do not pay them. No fees will be extracted from this fund without funding taking place first. You will receive a contract detailing the terms of the agreement. Any unused funds will be fully refunded, minus SquareCash's 2.75% service fee once a legally detailed review has been made.
We offer "In-House" Financing to any business that will benefit from the ability to offer credit to their customers. Amounts start at $250, and can reach up to $8 million. For some construction projects, $500,000,000.
We also offer many other financial services, please explore them below: