What Does A1 Loans USA & A1 Financial USA Do With Your Personal Information?
First, On loan applications, we carefully view your application for mistakes, typos,
missed answers etc.
If you have any of these, we notify you by email or phone of them.
If none of the above apply, a member of management will decide whether to pre-approve you or
not. If you are not pre-approved you will be emailed with options.
If you are pre-approved, we will call you within 24 business hours.
Only after speaking with you will we request docs if not sent, process your loan, lenders will run
your credit. A1 Loans USA and A1 Financial USA do not run credit, only our lenders in our circle of
over 900 to date. This notice takes precedence over any contrary item listed below...
which is in your best interest to cut down on spam, for your protection.
We only share your info with our lenders once you are pre-approved and contacted.
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and Income Information
Account Balances and Payment History
Credit History and Credit Scores
When you are no longer our customer, we do not continue to share your information as described in
this general public lending notice.
Reasons we can share your personal information For our everyday business purposes
— such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus- Yes
For our marketing purposes — to offer our products and services to you- Yes
For joint marketing with other financial companies - No - We don’t share
For our affiliates’ everyday business purposes — information about your transactions and
No We don’t share
For our affiliates’ everyday business purposes — information about your credit worthiness
No We don’t share
For non-affiliates to market to you - No- We don’t share
Legal Authorities: We must share.
Who Are We? Who is providing this notice? A1 Financial USA a subsidiary of A1Financial USA
What We Do : Match borrowers with the VERY best lender for them!
How does A1 Financial USA protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures
that comply with federal law. These measures include computer safeguards and secured files and
buildings. Additionally, we restrict employee access to your information
to only those employees who need to know to provide our services to you.
How does A1 Loans USA collect my personal information?
We collect your personal information, for example, when you
Open an account or apply for a loan.
Why can I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—
information about your credit worthiness affiliates from using your information to market
to you sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to
Affiliates : Companies related by common ownership or control. They can be financial and non-
Non-affiliates :Companies not related by common ownership or control. They can be financial and
Joint marketing :A formal agreement between non-affiliated financial companies that together
market financial products or services to you.
A1 Loans USA doesn’t jointly market.
Questions? Call 909-930-9159.
All transmissions through A1 Financial USA are processed through a secure gateway, with encrypted
translation. As sophisticated technology has advanced over the years, the likelihood of personal or
financial data bypassing security systems and becoming accessible to unauthorized users is
extremely low. In the unlikely event that personal data is illegally retrieved from our secure system,
We assume no responsibility for any damages or liability incurred.
external links, subsidiaries, or affiliates. Please review the separate privacy policies as stated on
effect. We are not responsible for content, security, technical, legal, privacy, or any other issues on
external links provided in this website.
But we won't...because your privacy is job #1. Please re-visit this page periodically to ensure full
our office at admin@A1FinancialUSA.com.
We have the highest standards for our agents.
If any of our agents ever do not fully service your
needs to the best of their legal ability,
please call me personally:
Mark Ayers CEO
|--We fund when others can't--
Thanks to our 909 lenders
including 73 millionaire investors.
--Get The Money You NEED With A1--
Rates start at 5% - Max is 94% APR
(only for the lowest scores)
|Loan durations are 3 months to 40 years.
We are not a solitary lender, but better.
We're a broker with 909 lenders that
fight for the best, lowest cost funding possible.
Having Trouble Getting Funded
...Elsewhere? Not Here.
We Hold a 98.6% Approval Rate
Funding To $10 Million
For Your Peace of Mind:
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER-BUT IS MUCH BETTER!
A Caring National Credit Counselor!
We shop your loan to 909 lenders without "running" your credit until you are pre-approved. We do
not make credit decisions, and do not charge any application fees. This website does not constitute
an offer or solicitation to lend. This website provides a service wherein we submit the information
you provide to our funding partners. Providing your information on this website does not guarantee
that you will be approved for a loan. The provider may perform a credit check or otherwise verify the
information you provide. All financial terms of the loan will be provided to you by the funding partner.
Advance terms, conditions, and policies vary. Cash transfer times may vary between providers and
may depend on your individual financial institution. Advance repayment periods vary by business
factors such as time in business, industry and business cash flow. Upfront fees are never required,
however, opening of a secure Bridge Account through our bonding company
through Paypal will put your loan request on the top of the list to access our 70+ millionaire private
This is in place to pay Broker fees, and possible sub Broker fees, to lenders that do not pay them.
No fees will be extracted from this fund without funding taking place first. You will receive a contract
detailing the terms of the agreement. Any unused funds will be fully refunded, minus Paypal's 3.35%
service fee once a legally detailed review has been made.
With Our 909 Lenders, Most in the USA,
We'll Find You Business Funding Guaranteed.
|Page updated 8-3-2017
© Copyright 2017. A1 Loans USA, A1LoansUSA.com, A1 Financial USA, and A1FinancialUSA.com.
All rights reserved.
A1 Financial USA LLC is the engine behind this website.
2516 Pinecone Way Suite C
Ontario, CA 91761
CEO: Mark Ayers
Vice President: Lauren Hatt
Office Manager: Stephanie Capp
Payroll and Accounting Terry Corlin
(909)-489-0564 CEO 's cell
|Business Owners Only Need:
- Business Bank Account
- Minimum 2 Months in Business
With Last 2 Months Depositing
At Least $5,000...
($4,200 programs are available,
please call (909)-930-9159 for more.)
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